First City Trust Bank
LIVE RATES
EUR/USD$1.08420.12%
GBP/USD$1.26340.08%
USD/JPY$148.720.15%
USD/CAD$1.36210.05%
USD/CHF$0.90210.03%
AUD/USD$0.64120.09%
USD/CNY$7.24100.21%
EUR/USD$1.08420.12%
GBP/USD$1.26340.08%
USD/JPY$148.720.15%
USD/CAD$1.36210.05%
USD/CHF$0.90210.03%
AUD/USD$0.64120.09%
USD/CNY$7.24100.21%
Mar 12, 2026
New

AMERICAN EXPRESS IS HERE

Uncover more rewarding ways to spend quality time with the AMEX® Platinum & Gold Cards — exclusive to First City Trust Bank.

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Private Banking

Earn Locally, Invest Around the World

You can decide how, when and where you do your banking with our wide variety of private banking services.

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Digital Banking

Unlock a World of Possibility

Experience the sleek interface of the AccessMore app — now available on our Internet Banking Platform.

Download App Internet Banking
Industry Banking

We Offer Industry Specific Banking Services

With experts who have relevant industry experience, navigating the financial complexity of your industry is easy and convenient.

Corporate Banking Our Sectors

Latest News

Stay Informed

Read the latest updates, press releases and corporate news from First City Trust Bank.

Ways to Bank

Banking On Your Terms

The less time you spend in a bank, the more time you have for yourself. Choose from easy and secure ways to manage your money.

Payday Loan Calculator

Your Financial Needs Matter

We know emergencies arise before payday. With Access Payday Loan, borrow instantly and pay back at the agreed time.

* Terms and Conditions Apply

What's your monthly salary?

$5,000
$500 $50,000

Loan Tenor

Your next payday or 30 days, whichever comes first

Eligible Amount

$0

Monthly salary-based calculation

Banking Services

Tailored For Everyone

Whether it's your first savings account, a business loan or a retirement plan — we've got you covered.

700+
Branches Nationwide
3,000+
ATM Locations
60K+
CLOSA Agents
18+
Countries
CLOSA

Agency Banking

Your Bank Is CLOSA Than You Think

With our one-stop agency banking, you can now carry out banking transactions conveniently close to you — no branch needed.

Cash Deposits
Withdrawals
Bill Payments
Transfers
BVN Enrolment
Find an Agent Near You

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More Than Banking

Financing Solutions

Bridging funding gaps with flexible repayment structures tailored to your specific requirements.

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Growing Businesses

We believe in growth and sustainability. We want to grow your business with you — from start to scale.

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Sustainable Banking

For over two decades, we have taken actionable steps towards sustainability in a rapidly changing world.

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