First City Trust Bank
LIVE RATES
EUR/USD$1.08420.12%
GBP/USD$1.26340.08%
USD/JPY$148.720.15%
USD/CAD$1.36210.05%
USD/CHF$0.90210.03%
AUD/USD$0.64120.09%
USD/CNY$7.24100.21%
EUR/USD$1.08420.12%
GBP/USD$1.26340.08%
USD/JPY$148.720.15%
USD/CAD$1.36210.05%
USD/CHF$0.90210.03%
AUD/USD$0.64120.09%
USD/CNY$7.24100.21%
Mar 12, 2026

Instant Savings Account

Open a savings account in minutes with zero balance and no paperwork.

LIVE RATES
EUR/USD$1.08420.12%
GBP/USD$1.26340.08%
USD/JPY$148.720.15%
USD/CAD$1.36210.05%
AUD/USD$0.64120.09%
USD/CNY$7.24100.21%
EUR/USD$1.08420.12%
GBP/USD$1.26340.08%
Mar 01, 2026

Helpful Tools

Instant Savings Account

Zero
Opening Balance
10%+
Interest p.a.
5 min
To Open
No
Paperwork

The FCT Bank Instant Savings Account is the fastest way to start saving. Open your account in minutes via the AccessMore app or *901# with zero balance and no paperwork.

Features & Benefits

Zero Minimum Balance

Open and maintain your savings account with any amount — no minimum balance required.

Competitive Interest

Earn competitive interest credited to your account monthly on all balances above $1.

Instant Account Number

Receive your account number immediately upon registration — start saving right away.

Free Debit Card

Get a free FCT Bank Visa debit card delivered to your registered address within 5 working days.

Free Online Banking

Full access to AccessMore app and internet banking to manage your account from anywhere.

NDIC Insured

Your deposits are insured by the Nigeria Deposit Insurance Corporation (NDIC) up to the maximum covered limit.

Open via *901#
  1. Dial *901# on your phone
  2. Select "Open Account"
  3. Choose "Instant Savings Account"
  4. Enter your BVN when prompted
  5. Receive your account number instantly
Open via AccessMore App
  1. Download the AccessMore App
  2. Tap "Open an Account"
  3. Select "Instant Savings Account"
  4. Complete BVN verification
  5. Start saving immediately!