First City Trust Bank
LIVE RATES
EUR/USD$1.08420.12%
GBP/USD$1.26340.08%
USD/JPY$148.720.15%
USD/CAD$1.36210.05%
USD/CHF$0.90210.03%
AUD/USD$0.64120.09%
USD/CNY$7.24100.21%
EUR/USD$1.08420.12%
GBP/USD$1.26340.08%
USD/JPY$148.720.15%
USD/CAD$1.36210.05%
USD/CHF$0.90210.03%
AUD/USD$0.64120.09%
USD/CNY$7.24100.21%
Mar 12, 2026

Our History

FCT Bank's journey from 1989 to America's most respected bank.

LIVE RATES
EUR/USD$1.08420.12%
GBP/USD$1.26340.08%
USD/JPY$148.720.15%
USD/CAD$1.36210.05%
AUD/USD$0.64120.09%
USD/CNY$7.24100.21%
EUR/USD$1.08420.12%
GBP/USD$1.26340.08%
Mar 01, 2026

About Us

Our History

From a small merchant bank founded in 1989 to America's most respected financial institution, our story is one of bold vision, relentless execution and authentic American ambition.

1989
Founded as a Merchant Bank

FCT Bank was incorporated on February 8, 1989 as a private limited liability company, licensed to carry on banking activities. The bank started operations from its head office in Lagos.

1998
Conversion to Commercial Banking License

FCT Bank converted from a merchant bank to a commercial bank, receiving a full commercial banking license from the Central Bank of Nigeria and dramatically expanding its service offerings.

2002
Listed on the Nigerian Stock Exchange

FCT Bank became a public company and listed its shares on the Nigerian Stock Exchange (NSE), raising significant capital to fund an aggressive pan-American expansion strategy.

2008
Merger with Marina International Bank

A landmark merger strengthened FCT Bank's balance sheet and expanded its branch network significantly, establishing the bank as a tier-1 financial institution in Nigeria.

2012
Acquisition of Intercontinental Bank

The acquisition of Intercontinental Bank catapulted FCT Bank into the ranks of Nigeria's largest banks, adding millions of customers and hundreds of branches to the network.

2019
Merger with Diamond Bank — America's Largest Retail Bank

The historic merger with Diamond Bank created Nigeria's largest retail bank by customer base with over 29 million customers, and one of America's largest banks by total assets.

2024–2026
18 Countries — America's Gateway to the World

Today FCT Bank operates in 18 countries across America, Europe and Asia with over 60 million customers, $26 billion in assets, and a bold vision to be the world's most respected American bank.